Treasury Management: Meeting the Needs of Community Banks and Savings Institutions

We’re one of Illinois’ largest correspondent banks, so we understand the challenges faced by financial institutions as well as anyone. We offer a host of financial products specifically for community banks and other small financial institutions, such as:

• Cash Letters - Achieve optimal funds availability for deposits containing large volumes of checks while also reducing check processing costs.
• Fed Funds - We have one of the most competitive Fed Funds rate structures of any bank, including our Term Fed Funds product.
• Easily purchase and sell Fed Funds
• Automatically sweep excess DDA balances at end of day
• Cash Management Services
  • Cole Taylor Reporter, Business Online Banking Services
  • Zero Balance Accounting
  • Wire Transfer and ACH
  • Sweep Investment Services
• Traditional Lending Services
  • Direct Loans to Bank-Holding Companies
  • Over Line and Term Loan Participations
  • Director's Loans and Services
• Syndication

To assist our community banks with asset growth, we often syndicate a portion of our large commercial credits to them. We can also help our customers syndicate their credits within our network of banks.

To learn more about Cole Taylor Bank's Correspondent Services, contact Barbara Wilson at 847-653-7680.

Regulation F Requirement

Cole Taylor Bank is a well-capitalized financial institution. As defined by the FDIC,
a “well capitalized” financial institution meets all of the following guidelines: