Commercial Banking Deposit Accounts

We offer a selection of business deposit accounts with highly competitive interest rates, low fees, and FDIC insurance*. Best of all, you'll always have immediate access to a team of experienced business bankers.

Whether you are seeking the safety of FDIC insurance, the flexibility of an Earnings Credit Rate (ECR), or the growth potential of an interest bearing account, your Treasury Management Specialist will work with you to structure the best solution for your goals. We’re dedicated to the growth and prosperity of your business.

• Commercial Checking
  A full-featured business checking account designed for customers with higher transaction volume and cash-management service needs. (Eligible for earnings credit rate.)
• Pinnacle Corporate Money Market**
  An interest-bearing, limited-transaction account ideal for businesses with low transaction volume.
• Interest on Lawyers Trust Account (IOLTA)
  An interest-bearing account limited to attorneys and law firms to hold short-term client escrow funds.
• Certificate of Deposit Account Registry Service (CDARS)
  The most convenient way to enjoy for FDIC insurance* on deposit amounts larger than $250,000.

* By federal law, as of 1/1/2013, funds in a noninterest-bearing transaction account will be FDIC insured to the legal maximum of $250,000 for each ownership category. For more information please visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html.

**Money Market Accounts are limited by Federal Regulation to no more than six preauthorized transfers or withdrawals or a combination of such withdrawals or transfers including checks, drafts, and point of sale (POS) withdrawals posting to this account per statement cycle. Electronic Funds Transfer (sometimes referred to as ACH withdrawals), point of sale, computer terminal, and telephone transactions are considered preauthorized transactions.

NOTICE TO COMMERCIAL CUSTOMERS
In accordance with the requirements of the Unlawful Internet Gambling Enforcement Act of 2006 and Regulation GG, this notice is to inform you that restricted transactions are prohibited from being processed through your account or relationship with our institution. Restricted transactions are transactions in which a person accepts credit, funds, instruments or other proceeds from another person in connection with unlawful Internet gambling